Home Buying 101: Loan Options
Whether you're a first-time homebuyer or looking to refinance, we have the financing solutions to help you reach your goals.
Options and Products
Purchase
Low Down Payment Options
-
Federal Housing Administration (FHA) Loans: 3.5% minimum down payment
-
U.S. Department of Veteran Affairs (VA) Loans: 0% down payment
-
Rural Development Loans: 100% financing for select rural areas
-
First-Time Homebuyer Loans
-
Nebraska Investment Finance Authority (NIFA) Loans: Subsisted rate for first-time homebuyers
Conventional
-
20% down: No monthly private mortgage insurance (PMI)
-
Less than 20% down: Up front mortgage insurance
To select a branch location or Mortgage Loan Specialist, click below to apply. We have branches in Nebraska, Missouri and Kansas.
Or click the below to apply now and we'll connect you with a Mortgage Loan Specialist based on location.
